What is Auto Insurance and Why do we need it?

What is Auto Insurance and Why do we need it? - If we have automotive stuff or vehicles, there is no chance to keep them safe. There are so many factors that may risk our vehicles.
But before we talk about the risk, we better talk about 2 types of auto insurance. That is :
1. Car Insurance
2. Motorcycle Insurance
Alright, we got them. And let's talk...